/* ─────────────────────────────────────────────────────────
   TOKENS
───────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg:      #242b26;
  --bg2:     #313e37;
  --bg3:     #1b211c;
  --card:    rgba(49,62,55,.62);
  --text:    #efece5;
  --muted:   #ccc5b2;
  --gold:    #d6be75;
  --border:  rgba(166,152,117,.2);
  --font:    'Inter', sans-serif;
  --display: 'Barlow', sans-serif;
  --cond:    'Barlow Condensed', sans-serif;
  --edit:    'Playfair Display', serif;
  --side:    5vw;
}

html  { scroll-behavior: smooth; }
body  {
  background: var(--bg);
  color: var(--text);
  font-family: var(--font);
  font-weight: 400;
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
a   { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }

/* ─────────────────────────────────────────────────────────
   KEYFRAMES
───────────────────────────────────────────────────────── */
@keyframes kenBurns {
  from { transform: scale(1) translate(0,0); }
  to   { transform: scale(1.1) translate(-1.5%,-1%); }
}
@keyframes slideUpReveal {
  from { transform: translateY(108%); opacity: 0; }
  to   { transform: translateY(0);    opacity: 1; }
}
@keyframes fadeIn {
  from { opacity: 0; } to { opacity: 1; }
}
@keyframes wipeRight {
  from { clip-path: polygon(0 0, 0 0, 0 100%, 0 100%); }
  to   { clip-path: polygon(0 0, 100% 0, 100% 100%, 0 100%); }
}
@keyframes wipeUp {
  from { clip-path: polygon(0 100%, 100% 100%, 100% 100%, 0 100%); opacity:0; }
  to   { clip-path: polygon(0 0, 100% 0, 100% 100%, 0 100%); opacity:1; }
}
@keyframes grain {
  0%,100% { background-position: 0% 0%; }
  10%  { background-position: -5%  -10%; }
  20%  { background-position: -15%  5%;  }
  30%  { background-position:  7%  -25%; }
  40%  { background-position:  20%  25%; }
  50%  { background-position: -25%  10%; }
  60%  { background-position:  15%   5%; }
  70%  { background-position:  0%   15%; }
  80%  { background-position:  25%  35%; }
  90%  { background-position: -10%  10%; }
}
@keyframes lineGrow {
  from { transform: scaleX(0); transform-origin: left; }
  to   { transform: scaleX(1); transform-origin: left; }
}
@keyframes cardIn {
  from { opacity:0; transform: translateY(32px) scale(.97); }
  to   { opacity:1; transform: translateY(0) scale(1); }
}
@keyframes counterPop {
  0%   { opacity:0; transform: translateY(16px) scale(.85); }
  60%  {            transform: translateY(-4px)  scale(1.06); }
  100% { opacity:1; transform: translateY(0)     scale(1); }
}
@keyframes borderGlow {
  0%,100% { box-shadow: 0 0 0 0 rgba(214,190,117,0); }
  50%      { box-shadow: 0 0 20px 4px rgba(214,190,117,.18); }
}

/* ─────────────────────────────────────────────────────────
   GRAIN OVERLAY
───────────────────────────────────────────────────────── */
.grain-overlay {
  position: absolute; inset:0; pointer-events:none; z-index:3;
  opacity: .04;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='300' height='300'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='300' height='300' filter='url(%23n)'/%3E%3C/svg%3E");
  background-size: 180px 180px;
  animation: grain .18s steps(1) infinite;
}

/* ─────────────────────────────────────────────────────────
   NAV
───────────────────────────────────────────────────────── */
nav {
  position: fixed; top:0; left:0; right:0; z-index:100;
  height: 68px;
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 var(--side);
  transition: background .4s ease, backdrop-filter .4s ease, border-color .4s ease;
  border-bottom: 1px solid transparent;
}
nav.scrolled {
  background: rgba(36,43,38,.96);
  backdrop-filter: blur(14px);
  border-color: var(--border);
}
.nav-logo { display: flex; align-items: center; gap: 10px; }
.nav-mark {
  width: 36px; height: 36px; background: var(--gold); border-radius: 4px;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--cond); font-weight: 900; font-size: 17px;
  color: var(--bg); letter-spacing: -1px; flex-shrink: 0;
  transition: transform .35s cubic-bezier(.16,1,.3,1), box-shadow .3s;
}
.nav-mark:hover { transform: rotate(-8deg) scale(1.08); box-shadow: 0 4px 18px rgba(214,190,117,.4); }
.nav-name {
  font-family: var(--cond); font-weight: 600; font-size: 13px;
  letter-spacing: .04em; text-transform: uppercase; line-height: 1.2;
}
.nav-name span { display: block; font-weight: 300; font-size: 10px; color: var(--muted); letter-spacing: .08em; }
.nav-links { display: flex; align-items: center; gap: 26px; list-style: none; }
.nav-links a {
  font-size: 13px; font-weight: 400; color: rgba(204,197,178,.72);
  position: relative; padding-bottom: 2px;
  transition: color .2s;
}
.nav-links a::after {
  content:''; position:absolute; bottom:0; left:0;
  width:0; height:1px; background:var(--gold);
  transition: width .3s cubic-bezier(.16,1,.3,1);
}
.nav-links a:hover       { color: var(--text); }
.nav-links a:hover::after { width: 100%; }
.nav-cta {
  background: var(--gold) !important; color: var(--bg) !important;
  font-weight: 600 !important; padding: 9px 20px; border-radius: 4px;
  font-size: 13px; transition: opacity .2s, transform .2s !important;
}
.nav-cta:hover { opacity: .86; transform: translateY(-1px) !important; }
.nav-cta::after { display: none !important; }

/* ─────────────────────────────────────────────────────────
   BUTTONS
───────────────────────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: var(--font); font-weight: 600; font-size: 14px;
  letter-spacing: .03em; padding: 13px 28px; border-radius: 4px;
  border: none; cursor: pointer;
  transition: transform .2s, box-shadow .3s;
}
.btn:active { transform: scale(.97); }
.btn-gold {
  color: var(--bg);
  background: linear-gradient(90deg, #d6be75 0%, #edd990 48%, #d6be75 100%);
  background-size: 200% 100%;
  animation: shimmer-btn 3s ease-in-out infinite;
}
.btn-gold:hover { box-shadow: 0 6px 28px rgba(214,190,117,.38); transform: translateY(-1px); }
.btn-outline {
  background: transparent; color: var(--text);
  border: 1px solid rgba(239,236,229,.25);
  transition: background .2s, border-color .2s, transform .2s;
}
.btn-outline:hover {
  background: rgba(255,255,255,.07);
  border-color: rgba(239,236,229,.45);
  transform: translateY(-1px);
}

/* ─────────────────────────────────────────────────────────
   HERO
───────────────────────────────────────────────────────── */
#accueil {
  position: relative; height: 100svh; min-height: 640px; overflow: hidden;
}
.hero-bg {
  position: absolute; inset: 0;
  background-size: cover; background-position: center 35%;
  animation: kenBurns 22s ease-in-out infinite alternate;
  transform-origin: center center;
}
.hero-bg::after {
  content:''; position:absolute; inset:0;
  background: rgba(30,44,33,.42);
  mix-blend-mode: multiply;
}
.hero-tint {
  position: absolute; inset:0; z-index:1;
  background: linear-gradient(155deg, rgba(27,33,28,.55) 0%, rgba(36,43,38,.22) 50%, rgba(27,33,28,.78) 100%);
}
.hero-bottom-fade {
  position: absolute; bottom:0; left:0; right:0; height:50%;
  background: linear-gradient(to top, var(--bg) 0%, transparent 100%);
  z-index:2;
}
.hero-content {
  position: relative; z-index:4; height:100%;
  display: flex; flex-direction: column; justify-content: flex-end;
  padding: 0 var(--side) 6vw;
}
.hero-tag {
  font-size: 11px; font-weight: 500; letter-spacing: .16em;
  text-transform: uppercase; color: var(--gold);
  display: flex; align-items: center; gap: 12px; margin-bottom: 16px;
  animation: fadeIn .7s ease .3s both;
}
.hero-tag::before { content:''; width:36px; height:1px; background:var(--gold); }
.hero-line-wrap { overflow: hidden; line-height: .94; }
.hero-line {
  display: block;
  font-family: var(--display); font-weight: 900;
  font-size: clamp(58px, 9vw, 128px);
  letter-spacing: -.025em; text-transform: uppercase;
  animation: slideUpReveal .9s cubic-bezier(.16,1,.3,1) both;
}
.hero-line:nth-child(1) { animation-delay: .5s; }
.hero-line.gold         { color: var(--gold); animation-delay: .65s; }
.hero-sub {
  max-width: 440px; font-size: 16px; font-weight: 300;
  line-height: 1.65; color: var(--muted);
  margin: 22px 0 30px;
  animation: fadeIn .8s ease 1.05s both;
}
.hero-actions { display:flex; align-items:center; gap:12px; flex-wrap:wrap; animation: fadeIn .8s ease 1.25s both; }
.hero-scroll {
  position: absolute; bottom: 2.2rem; left: 50%;
  z-index:5; display:flex; flex-direction:column; align-items:center; gap:5px;
  animation: bounce-arrow 2s ease-in-out infinite, fadeIn .7s ease 2s both;
  opacity:0;
}
.hero-scroll span {
  font-size: 9px; font-weight:500; letter-spacing:.14em;
  text-transform:uppercase; color:rgba(204,197,178,.55);
}
.hero-badge {
  position: absolute; top: 5.5rem; right: var(--side); z-index:5;
  background: rgba(49,62,55,.82); backdrop-filter: blur(12px);
  border: 1px solid rgba(214,190,117,.28); border-radius: 10px;
  padding: 14px 18px; display:flex; align-items:center; gap:12px;
  animation: fadeIn .7s ease 1.7s both, float 6s ease-in-out infinite;
  opacity:0;
}
.badge-dot {
  width: 9px; height: 9px; border-radius:50%; background:var(--gold);
  flex-shrink:0;
  box-shadow: 0 0 0 5px rgba(214,190,117,.18);
  animation: pulse-dot 2.2s ease-in-out infinite;
}
.badge-text  { font-size: 13px; font-weight:500; color:var(--text); line-height:1.25; }
.badge-text span { display:block; font-size:10px; font-weight:300; color:var(--muted); letter-spacing:.05em; margin-top:2px; }

/* ─────────────────────────────────────────────────────────
   MARQUEE LENDERS
───────────────────────────────────────────────────────── */
.marquee-section {
  background: var(--bg2); overflow:hidden;
  border-top: 1px solid var(--border); border-bottom: 1px solid var(--border);
  padding: 0;
}
.marquee-header {
  text-align:center; padding: 36px var(--side) 22px;
  font-size: 11px; font-weight:500; letter-spacing:.14em;
  text-transform:uppercase; color:var(--muted);
}
.marquee-track-wrap {
  position:relative; overflow:hidden; padding: 4px 0 8px;
}
.marquee-track-wrap::before,
.marquee-track-wrap::after {
  content:''; position:absolute; top:0; bottom:0; width:100px; z-index:2;
  pointer-events:none;
}
.marquee-track-wrap::before { left:0;  background: linear-gradient(to right, var(--bg2), transparent); }
.marquee-track-wrap::after  { right:0; background: linear-gradient(to left,  var(--bg2), transparent); }
.marquee-track {
  display:flex; gap:10px; width:max-content;
}
.lender-chip {
  font-family: var(--cond); font-weight:600; font-size:13px;
  letter-spacing:.05em; text-transform:uppercase;
  color:rgba(239,236,229,.48);
  padding: 9px 20px; white-space:nowrap; flex-shrink:0;
  border: 1px solid rgba(166,152,117,.16); border-radius:3px;
  transition: color .25s, border-color .25s, background .25s;
  cursor:default;
}
.lender-chip:hover {
  color: var(--gold); border-color:rgba(214,190,117,.4);
  background: rgba(214,190,117,.04);
}
.marquee-tagline {
  max-width: 660px; margin: 0 auto; text-align:center;
  font-size: 15px; font-weight:300; line-height:1.7; color:var(--muted);
  padding: 24px var(--side) 40px;
}

/* ─────────────────────────────────────────────────────────
   STATS BAR
───────────────────────────────────────────────────────── */
.stats-bar {
  display:grid; grid-template-columns: repeat(4,1fr);
  background: var(--bg3); border-bottom: 1px solid var(--border);
}
.stat-item {
  text-align:center; padding: 52px 24px;
  position:relative;
}
.stat-item + .stat-item::before {
  content:''; position:absolute; left:0; top:28%; bottom:28%;
  width:1px; background:var(--border);
}
.stat-num {
  font-family: var(--display); font-weight:900;
  font-size: clamp(38px,4vw,56px);
  color:var(--gold); line-height:1; margin-bottom:6px;
  display:inline-flex; align-items:baseline; gap:2px;
}
.stat-suffix { font-size:clamp(22px,2.5vw,36px); }
.stat-label  { font-size:13px; font-weight:300; color:var(--muted); }
.stat-item.animated .stat-num { animation: counterPop .6s cubic-bezier(.16,1,.3,1) both; }

/* ─────────────────────────────────────────────────────────
   SECTION BASE
───────────────────────────────────────────────────────── */
section { padding: 96px var(--side); }
.sec-label {
  font-size:11px; font-weight:500; letter-spacing:.15em;
  text-transform:uppercase; color:var(--gold); margin-bottom:14px;
  display:flex; align-items:center; gap:10px;
}
.sec-label::before { content:''; width:28px; height:1px; background:var(--gold); flex-shrink:0; }
.sec-title {
  font-family: var(--cond); font-weight:800;
  font-size:clamp(34px,5vw,60px); line-height:1.0;
  letter-spacing:-.01em; text-transform:uppercase;
  color:var(--text); margin-bottom:50px;
}
.sec-title em { font-style:normal; color:var(--gold); }
hr.div { border:none; border-top:1px solid var(--border); }

/* ─────────────────────────────────────────────────────────
   PERSONAL BANNER
───────────────────────────────────────────────────────── */
.yb-banner {
  background: var(--bg2);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 28px var(--side);
}
.yb-banner-inner {
  display: flex; align-items: center; gap: 28px; flex-wrap: wrap;
}
.yb-banner-photo-wrap {
  position: relative; flex-shrink: 0;
  width: 96px; height: 96px;
}
.yb-banner-ring {
  position: absolute; inset: -7px; border-radius: 50%;
  border: 1px solid rgba(214,190,117,.35);
  animation: borderGlow 3s ease-in-out infinite;
}
.yb-banner-photo {
  width: 96px; height: 96px; border-radius: 50%;
  object-fit: cover; object-position: center top;
  border: 2px solid rgba(214,190,117,.45);
  display: block;
}
.yb-banner-text { flex: 1; min-width: 180px; }
.yb-banner-label {
  font-size: 10px; font-weight: 500; letter-spacing: .14em;
  text-transform: uppercase; color: var(--gold); margin-bottom: 4px;
}
.yb-banner-name {
  font-family: var(--cond); font-weight: 800; font-size: 22px;
  letter-spacing: -.01em; text-transform: uppercase; color: var(--text);
  margin-bottom: 4px;
}
.yb-banner-sub {
  font-size: 13px; font-weight: 300; color: var(--muted);
}
.yb-banner-cta { flex-shrink: 0; }

@media (max-width: 600px) {
  .yb-banner-cta { width: 100%; justify-content: center; }
}

/* ─────────────────────────────────────────────────────────
   ABOUT
───────────────────────────────────────────────────────── */
#apropos { padding-top: 96px; }
#apropos .sec-title  { margin-bottom: 24px; }
#services .sec-title { margin-bottom: 24px; }
#contact  .sec-title { margin-bottom: 24px; }
.about-grid { display:grid; grid-template-columns:1fr 1fr; gap:80px; align-items:start; }
.about-body { font-size:16px; font-weight:300; line-height:1.78; color:var(--muted); margin-bottom:18px; }
.about-body strong { font-weight:500; color:var(--text); }
.about-tagline { margin-top:28px; font-size:15px; font-weight:500; color:var(--gold); }

.about-images { position:relative; padding-bottom:120px; }
.about-chips {
  display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 28px;
}
.about-chip {
  font-family: var(--cond); font-weight: 600; font-size: 11px;
  letter-spacing: .1em; text-transform: uppercase; color: var(--gold);
  border: 1px solid rgba(214,190,117,.3); border-radius: 3px;
  padding: 6px 14px;
  background: rgba(214,190,117,.06);
}

.about-callout {
  border-left: 2px solid var(--gold);
  padding: 14px 20px; margin: 24px 0;
  background: rgba(214,190,117,.05);
  border-radius: 0 4px 4px 0;
}
.about-callout p {
  font-family: var(--edit); font-style: italic;
  font-size: 15px; line-height: 1.7; color: var(--text);
}

.about-list {
  list-style: none; display: flex; flex-direction: column; gap: 11px;
  margin-bottom: 4px;
}
.about-list li {
  font-size: 14px; font-weight: 300; color: var(--muted);
  display: flex; align-items: center; gap: 10px; line-height: 1.5;
}
.about-list li::before {
  content: '';
  width: 18px; height: 18px; flex-shrink: 0;
  border-radius: 50%; border: 1px solid rgba(214,190,117,.5);
  background: rgba(214,190,117,.08);
  display: flex; align-items: center; justify-content: center;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='8' viewBox='0 0 10 8'%3E%3Cpath d='M1 4l2.5 2.5L9 1' stroke='%23d6be75' stroke-width='1.5' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: center;
}

.about-img-main {
  width:100%; aspect-ratio:4/5; object-fit:cover; border-radius:6px;
  clip-path: polygon(0 100%, 100% 100%, 100% 100%, 0 100%);
  opacity:0;
  transition: clip-path .85s cubic-bezier(.16,1,.3,1), opacity .3s ease;
}
.about-img-main.wipe { clip-path: polygon(0 0, 100% 0, 100% 100%, 0 100%); opacity:1; }

.about-img-accent {
  position:absolute; width:48%; aspect-ratio:1; object-fit:cover;
  border-radius:6px; bottom:0px; right:0px;
  border: 4px solid var(--bg);
  clip-path: polygon(0 100%, 100% 100%, 100% 100%, 0 100%);
  opacity:0;
  transition: clip-path .85s .25s cubic-bezier(.16,1,.3,1), opacity .3s .2s ease, transform .4s ease, box-shadow .4s ease;
}
.about-img-accent.wipe { clip-path: polygon(0 0, 100% 0, 100% 100%, 0 100%); opacity:1; }
.about-img-accent:hover { transform: scale(1.03) rotate(-1.5deg); box-shadow: 0 20px 60px rgba(0,0,0,.5); }

.editorial-word {
  position:absolute; font-family:var(--edit); font-style:italic;
  color:var(--gold); z-index:3; pointer-events:none;
  animation: fadeIn .8s ease 1s both;
}

/* ─────────────────────────────────────────────────────────
   POURQUOI
───────────────────────────────────────────────────────── */
#pourquoi { background: var(--bg3); }
.pourquoi-header {
  display:flex; align-items:flex-end; justify-content:space-between;
  gap:40px; margin-bottom:56px; flex-wrap:wrap;
}
.pourquoi-header .sec-title { margin-bottom:0; max-width:600px; }
.points-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:32px; }
.point {
  border-top:1px solid rgba(214,190,117,.22); padding-top:24px;
  transition: transform .35s ease;
}
.point:hover { transform: translateY(-5px); }
.point-num   { font-family:var(--cond); font-weight:800; font-size:13px; letter-spacing:.1em; color:var(--gold); margin-bottom:14px; }
.point-title { font-size:17px; font-weight:500; color:var(--text); line-height:1.4; margin-bottom:12px; }
.point-desc  { font-size:14px; font-weight:300; line-height:1.72; color:var(--muted); }

/* ─────────────────────────────────────────────────────────
   SERVICES
───────────────────────────────────────────────────────── */
.services-layout { display:grid; grid-template-columns:1fr 1.3fr; gap:80px; align-items:start; }
.services-layout .reveal.left > p { font-size:15px; font-weight:300; line-height:1.75; color:var(--muted); max-width:340px; margin-bottom:36px; }
.services-img {
  width:100%; aspect-ratio:3/4; object-fit:cover; object-position: center top; border-radius:6px;
  margin-bottom:28px;
}

.accordion { border-top:1px solid var(--border); }
.accordion-item { border-bottom:1px solid var(--border); }
.accordion-header {
  display:flex; align-items:center; justify-content:space-between;
  padding:22px 0; cursor:pointer; user-select:none;
}
.accordion-title { font-size:16px; font-weight:400; color:var(--text); transition:color .2s; }
.accordion-header:hover .accordion-title { color:var(--gold); }
.accordion-icon {
  width:24px; height:24px; border-radius:50%;
  border:1px solid rgba(214,190,117,.35); flex-shrink:0;
  display:flex; align-items:center; justify-content:center;
  font-size:18px; color:var(--gold); line-height:1;
  transition: background .25s, border-color .25s, transform .35s cubic-bezier(.16,1,.3,1), color .25s;
}
.accordion-icon::before { content:'+'; }
.accordion-item.open .accordion-icon {
  background:var(--gold); border-color:var(--gold);
  color:var(--bg); transform:rotate(45deg);
}
.accordion-body { max-height:0; overflow:hidden; transition:max-height .42s cubic-bezier(.16,1,.3,1); }
.accordion-body p { font-size:14px; font-weight:300; line-height:1.75; color:var(--muted); padding-bottom:22px; max-width:480px; }

/* ─────────────────────────────────────────────────────────
   PARCOURS
───────────────────────────────────────────────────────── */
#parcours { background: var(--bg2); }
.parcours-header { text-align:center; margin-bottom:64px; }
.parcours-header p { font-size:15px; font-weight:300; color:var(--muted); max-width:480px; margin:0 auto; }
.steps-wrap { position:relative; }
.steps-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:24px; position:relative; z-index:1; }
.steps-line {
  position:absolute; top:27px;
  left: calc(12.5% + 28px); right: calc(12.5% + 28px);
  height:1px; background: var(--border); overflow:hidden;
}
.steps-line-fill {
  height:100%; background:linear-gradient(to right, var(--gold), rgba(214,190,117,.4));
  width:0; transition: width 1.5s cubic-bezier(.16,1,.3,1);
}
.steps-line-fill.animate { width:100%; }
.step { text-align:center; }
.step-num {
  width:54px; height:54px; border-radius:50%;
  border:1px solid rgba(214,190,117,.38);
  display:flex; align-items:center; justify-content:center;
  margin: 0 auto 18px;
  font-family:var(--cond); font-weight:700; font-size:18px;
  color:var(--gold); background:var(--bg2); position:relative; z-index:1;
  transition: background .3s, border-color .3s, color .3s, transform .3s, box-shadow .3s;
}
.step:hover .step-num {
  background:var(--gold); border-color:var(--gold);
  color:var(--bg); transform:scale(1.12);
  box-shadow: 0 0 0 6px rgba(214,190,117,.12);
}
.step-title { font-weight:500; font-size:15px; color:var(--text); margin-bottom:8px; }
.step-desc  { font-size:13px; font-weight:300; line-height:1.65; color:var(--muted); }

/* ─────────────────────────────────────────────────────────
   TESTIMONIALS
───────────────────────────────────────────────────────── */
.t-header { display:flex; align-items:flex-end; justify-content:space-between; margin-bottom:44px; }
.t-header .sec-title { margin-bottom:0; }
.t-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:24px; }
.t-card {
  background:var(--card); border:1px solid var(--border);
  border-radius:10px; padding:28px;
  transition: transform .35s ease, border-color .35s ease, box-shadow .35s ease;
}
.t-card:hover {
  transform:translateY(-6px);
  border-color:rgba(214,190,117,.3);
  box-shadow: 0 22px 52px rgba(0,0,0,.32), 0 0 0 1px rgba(214,190,117,.08);
}
.t-stars  { display:flex; gap:2px; margin-bottom:14px; color:var(--gold); font-size:13px; }
.t-text   { font-size:14px; font-weight:300; line-height:1.78; color:var(--muted); margin-bottom:20px; }
.t-author { display:flex; align-items:center; }
.t-name   { font-weight:500; font-size:14px; color:var(--text); }
.t-loc    { font-size:12px; color:var(--muted); }

/* ─────────────────────────────────────────────────────────
   CONTACT
───────────────────────────────────────────────────────── */
#contact { background: var(--bg3); }
.contact-grid { display:grid; grid-template-columns:1fr 1.35fr; gap:80px; align-items:start; }
.contact-grid .reveal.left > p { font-size:15px; font-weight:300; line-height:1.75; color:var(--muted); max-width:360px; margin-bottom:40px; }
.contact-img {
  width:100%; aspect-ratio:4/3; object-fit:cover; border-radius:6px;
  filter: sepia(25%) hue-rotate(88deg) saturate(65%);
  margin-bottom:36px;
}
.c-infos { display:flex; flex-direction:column; gap:18px; }
.c-info  { display:flex; align-items:flex-start; gap:14px; }
.c-icon  {
  width:38px; height:38px; background:rgba(214,190,117,.1); border-radius:5px;
  display:flex; align-items:center; justify-content:center; font-size:16px; flex-shrink:0;
  transition: background .3s;
}
.c-info:hover .c-icon { background:rgba(214,190,117,.2); }
.c-label { font-size:11px; letter-spacing:.06em; text-transform:uppercase; color:var(--gold); margin-bottom:2px; }
.c-val   { font-size:14px; font-weight:300; color:var(--text); }

.c-form { background:var(--card); border:1px solid var(--border); border-radius:10px; padding:40px; }
.c-form:focus-within { animation: borderGlow 2s ease-in-out 1; }
.form-title { font-family:var(--cond); font-weight:700; font-size:22px; letter-spacing:.02em; text-transform:uppercase; color:var(--text); margin-bottom:28px; }
.f-row  { display:grid; grid-template-columns:1fr 1fr; gap:16px; }
.f-group { display:flex; flex-direction:column; gap:5px; margin-bottom:14px; }
.f-group label { font-size:11px; font-weight:500; letter-spacing:.06em; text-transform:uppercase; color:var(--muted); }
.f-group input,
.f-group select,
.f-group textarea {
  background:rgba(49,62,55,.52); border:1px solid rgba(166,152,117,.28);
  border-radius:4px; padding:11px 13px;
  color:var(--text); font-family:var(--font); font-size:14px; font-weight:300;
  outline:none; width:100%;
  transition: border-color .25s, box-shadow .25s;
}
.f-group input::placeholder, .f-group textarea::placeholder { color:rgba(204,197,178,.33); }
.f-group input:focus, .f-group select:focus, .f-group textarea:focus {
  border-color:rgba(214,190,117,.68);
  box-shadow:0 0 0 3px rgba(214,190,117,.1);
}
.f-group select {
  appearance:none; cursor:pointer;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='7'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23ccc5b2' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat; background-position:right 13px center;
}
.f-group select option { background:#1b211c; }
.f-group textarea { resize:vertical; min-height:94px; }
.f-privacy { font-size:12px; font-weight:300; color:rgba(204,197,178,.5); line-height:1.6; margin-bottom:18px; }
.f-submit {
  width:100%; border:none; cursor:pointer;
  font-family:var(--font); font-weight:600; font-size:15px;
  letter-spacing:.04em; padding:14px; border-radius:4px; color:var(--bg);
  background:linear-gradient(90deg,#d6be75 0%,#edd990 48%,#d6be75 100%);
  background-size:200% 100%;
  animation: shimmer-btn 3s ease-in-out infinite;
  transition: box-shadow .3s, transform .2s;
}
.f-submit:hover { box-shadow:0 6px 28px rgba(214,190,117,.4); transform:translateY(-1px); }

/* ─────────────────────────────────────────────────────────
   FOOTER
───────────────────────────────────────────────────────── */
footer { background:#111710; padding:64px var(--side) 36px; border-top:1px solid var(--border); }
.f-grid { display:grid; grid-template-columns:2fr 1fr 1fr 1fr; gap:44px; margin-bottom:48px; }
.f-mark { width:36px; height:36px; background:var(--gold); border-radius:4px; display:flex; align-items:center; justify-content:center; font-family:var(--cond); font-weight:900; font-size:17px; color:var(--bg); letter-spacing:-1px; margin-bottom:16px; }
.f-brand p { font-size:13px; font-weight:300; line-height:1.7; color:var(--muted); max-width:250px; margin-bottom:22px; }
.f-social { display:flex; gap:8px; }
.soc { width:34px; height:34px; border-radius:4px; border:1px solid var(--border); display:flex; align-items:center; justify-content:center; font-size:13px; font-weight:600; color:var(--muted); transition:border-color .2s,color .2s,background .2s; }
.soc:hover { border-color:var(--gold); color:var(--gold); background:rgba(214,190,117,.06); }
.f-col h4 { font-family:var(--cond); font-weight:600; font-size:11px; letter-spacing:.1em; text-transform:uppercase; color:var(--text); margin-bottom:18px; }
.f-col ul { list-style:none; display:flex; flex-direction:column; gap:9px; }
.f-col a { font-size:13px; font-weight:300; color:var(--muted); transition:color .2s; }
.f-col a:hover { color:var(--text); }
.f-bottom { border-top:1px solid rgba(166,152,117,.1); padding-top:26px; display:flex; align-items:center; justify-content:space-between; gap:16px; flex-wrap:wrap; }
.f-bottom p, .f-bottom a { font-size:12px; font-weight:300; color:rgba(204,197,178,.42); }
.f-bottom a:hover { color:var(--muted); }
.f-bottom-links { display:flex; gap:22px; }

/* ─────────────────────────────────────────────────────────
   SCROLL REVEAL
───────────────────────────────────────────────────────── */
.reveal {
  opacity:0;
  transition: opacity .8s ease, transform .8s ease;
}
.reveal.up    { transform: translateY(36px); }
.reveal.left  { transform: translateX(-36px); }
.reveal.right { transform: translateX(36px); }
.reveal.scale { transform: scale(.94); }
.reveal.visible { opacity:1; transform:none; }

.stagger > * {
  opacity:0; transform:translateY(26px);
  transition: opacity .65s ease, transform .65s ease;
}
.stagger.visible > *:nth-child(1) { opacity:1;transform:none;transition-delay:.00s; }
.stagger.visible > *:nth-child(2) { opacity:1;transform:none;transition-delay:.12s; }
.stagger.visible > *:nth-child(3) { opacity:1;transform:none;transition-delay:.24s; }
.stagger.visible > *:nth-child(4) { opacity:1;transform:none;transition-delay:.36s; }
.stagger.visible > *:nth-child(5) { opacity:1;transform:none;transition-delay:.48s; }
.stagger.visible > *:nth-child(6) { opacity:1;transform:none;transition-delay:.60s; }
.stagger.visible > *:nth-child(7) { opacity:1;transform:none;transition-delay:.72s; }
.stagger.visible > *:nth-child(8) { opacity:1;transform:none;transition-delay:.84s; }

/* ─────────────────────────────────────────────────────────
   RESPONSIVE
───────────────────────────────────────────────────────── */
@media (max-width:1024px) {
  .points-grid        { grid-template-columns:1fr 1fr; }
  .steps-grid         { grid-template-columns:1fr 1fr; }
  .steps-line         { display:none; }
  .about-grid,
  .services-layout,
  .contact-grid       { grid-template-columns:1fr; gap:48px; }
  .f-grid             { grid-template-columns:1fr 1fr; }
  .t-grid             { grid-template-columns:repeat(2,1fr); }
  .stats-bar          { grid-template-columns:1fr 1fr; }
  .about-img-accent   { right:0; }
}
@media (max-width:768px) {
  :root { --side:20px; }
  .nav-links    { display:none; }
  section       { padding:64px var(--side); }
  .f-grid       { grid-template-columns:1fr; }
  .f-row        { grid-template-columns:1fr; }
  .stats-bar    { grid-template-columns:1fr 1fr; }
  .hero-badge   { display:none; }
  .hero-scroll  { display:none; }
}